Planning and Funding Care
The cost of long-term care for the aged varies as much as the types of care available and the degree of assistance you or a loved one need.
The Financial Impact on In-Home Care
At first glance, the cost of professional in-home care may look greater than it truly is. That is, until family caregivers honestly consider the value of the time and financial sacrifices made to care for a loved one.
If you are a family caregiver, you understand that the responsibility requires a considerable amount of your time—time and attention your loved one deserves. As a caregiver you get phone calls at all times, day and night. You coordinate transportation to and from medical appointments, grocery shopping, and other errands. You have another home to clean. You are the one who helps pay bills, provides companionship, and takes care of other tasks as needed. And you do this in addition to the other responsibilities you have, such as your job and family.
Chances are to get everything done that needs to be done, you have had to reduce your hours at work. Maybe you have cut back to part-time employment.
These lost opportunities to earn a living have a real impact on your financial situation now and in the future, when it comes time to retire. Considering these lost opportunities, take another look at the quotes you have been given to obtain professional in-home care provision. With this in mind, the cost of having a qualified and insured in-home care provider assume caregiving tasks does not seem that high, does it?
When you work with a reputable in-home care provider such as Comfort Keepers, you will still be in charge of the care that is being provided to your loved one, however you won’t be responsible for the time-consuming day-to-day caregiving responsibilities.
You will have peace of mind knowing your loved one is receiving proper care, while you can go about taking care of your own life.
If you have been avoiding it, now is the time to determine the financial impact that in-home care can make on your life. You may find that allowing others to do the job is a smart financial decision!